Auto Title Loan FAQ’s
What if my credit isn’t so good?
Don’t worry about your credit, we use the equity in your vehicle to secure the loan rather than your credit. It’s because of our large network of lenders that we’re able to help just about anybody, regardless of poor credit, find and obtain a suitable cash loan.
What type of information do I need?
- Your ID
- Social Security Card
- Proof of monthly income.
- Any utility bill under your name less than 30 days old.
- Auto insurance card
- Vehicle title
- Spare Key
- References ( can be professional or personal)
ow long does it take?
A first-time Ontario California Fast Car Title Loans customer can typically walk out the door with cash in-hand in less than 24 hours.
What is an auto title loan?
An auto title loan is a loan you can apply for, based off the value of your vehicle and the lender company holds the title of the car until the loan is paid off.
What if I want to pay my loan off early? Is there a fee?
No, we never charge you any fees for paying your loan off early. We recommend it!
Is my vehicle too old to qualify?
Typically, any vehicle that is between 10 and 12 years old or holds over 200,000 miles will not be approved.
How long will I have to pay off the loan?
This will depend on the plan we devise specifically for your needs. However, the most common loan is 36 months.
Can I have two title loans at once?
No, however we may be able to refinance your current loan and roll it into the new loan to get you more cash if needed.